UK Calculators

Pick a calculator below. Each one shows the rates and assumptions it uses, and everything runs in your browser.

Take-home pay calculator

Work out your take-home pay after income tax, National Insurance and pension, using 2026/27 rates for England, Wales, Northern Ireland and Scotland.

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Salary sacrifice pension calculator

See how a salary sacrifice pension contribution changes your take-home pay, and how much income tax and National Insurance it saves, using 2026/27 rates.

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Self-employed tax calculator

Estimate income tax and Class 4 National Insurance on your self-employed profit for 2026/27, and how much to set aside for your tax bill.

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Stamp duty calculator

Calculate Stamp Duty Land Tax on a home in England or Northern Ireland, including first-time buyer relief, the 5% second-home surcharge and the non-resident surcharge.

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Mortgage repayment calculator

Work out your monthly mortgage repayment, total interest and loan-to-value, and see how overpaying could shorten the term and save interest.

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Loan repayment calculator

See your monthly loan repayment, total interest and payoff date, and how much interest a monthly overpayment could save. Uses UK-style APR.

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Credit card payoff calculator

Find out how long it takes to clear a credit card balance with a fixed monthly payment, and how much interest you will pay on the way.

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Compound interest calculator

See how savings or investments could grow with compound interest and regular monthly contributions, with a year-by-year breakdown.

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Savings goal calculator

Find out how much to save each month to reach a savings target by a set date, allowing for what you have already saved and the interest you earn.

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